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0 credit card debt?
I applied for a mortgage 3 or 4 months ago and got approved but at that time I had 2 maxed out credit cards the balances were close to $2000 total, I realize that isnt a lot but I have them down to $10 each and plan to keep them there. I am also in the 7th month of my car loan. I am looking to close on my house in January when it is 100% completed. How many points should I plan on my credit score being approved? It was around 610, what would I have to do to get it over 650 by November or December? Is that even possible?

Pay off 0% credit card or put money in 5% savings account?
Hello,I have a 0% credit card with a balance of $4700.00. I also have a savings account which earns 5% interest. I recently paid off my car note so now I am trying to pay down the credit card.My question is Do I continue to pay 500 month on my credit card? Do I pay the minimum and put the rest in the savings account earning interest and pay off the credit card right before the 0% rate expires?

Can I use a 0% credit card to get out of my overdraft?
Hiya,I& 039 m nearly 700 into my overdraft debit card and would love to get out of it. Is there any way that I could apply for a credit card 0% and transfer the amount needed to get out of it. I have a job and I& 039 d be able to make repayments on time ... it& 039 s just I& 039 m new to credit cards so I dont really know where to start.Any advice please. Please avoid silly answers ... what IS the point of them?

Is it good to close short-term 0% credit card accounts once balances are paid off?
My wife and I ran into some debt problems with some high interest cards and consolidated most of it on 3 4 0% credit cards. My plan was to pay off the cards before the 0% offer expired, making equal monthly payments while not using the cards at all. We are on schedule. When the balances are $0 should we close the accounts? I hear mixed opinions on how closing credit cards may affect your credit score and want to make sure we are making the right moves. One thing to consider is that we would have only had the 0% cards for little over a year. We also a $157,000 mortgage and payments are always made on time. Thanks

Keep the payment or pay it off with 0% credit card?
i have 5000 left to pay on my car, should i use cc to pay it or just keep making payments. which looks better? going for house,, they don& 039 t want to see 2 car payments so would it look better to pay it off and just send the money to the cc

If i lost my job on Friday, can I still expect to get the 0% credit card offers for a few weeks?
I have a $1500 balance on a 0% card that expires at the end of February. I got fired on Friday....how long before the credit people find out, and stop sending me the card offers?I wanted to get a 0% offer for over a year, but the only ones I was getting were for 9 10 months.

Should I transfer my college debt to 0% credit cards?
My wife has about $28000 in school loans. Should I transfer this to credit cards, two in her name and two in mine, with 0% interest and keep flipping credit cards every year to maintain the 0%?

How does 0% Credit Card work?
I am looking at getting a credit card now, just to tie up some loose ends on a house i am moving out of. Shouldn& 039 t be much over 150. With the 0% interest for 6 months on a credit card for exmaple, does this mean i have twelve months before i have to pay any money, or will there be minimum payments? I intend to have the money by the end of the month 25th June . I am very confused about how to deal with money on cards of this description.ThanksThis will be for purchases only, not balance transfers.

Can I pay off a personal loan with a 0% credit card?
From all the 0% credit cards I& 039 ve looked at they only allow balance transfers from other credit cards or store cards. Does anyone know of a way to pay off a personal loan using one of these cards? Thanks, Kristy

Paying off a personal loan with a 0% credit card?
I have a personal loan of 4000 with my bank which i want to pay off with a 0% credit card. How will this transaction come out in my card, as a cash advance or just like any purchase? I know interest will be applied if it will come out as cash advance. Im doing this so i can settle early and apply for a bigger loan. I will pay off the card with the money ill get. Is this possible?tnx

Using 0% Credit Card Cash Advances to make money?
Worth it or Not?Trying to figure out if it is worth all of the effort. I would be able to get anywhere from 4.5 to 6%apr on the money, but still not sure if its worth the trouble?any thoughts?thanks

I need to find a 0% credit card for balance transfer in CANADA, I know theres lots for US residents.?
Im in calgary alberta, the best I could find was the Capital one with a rate of Prime 0.9% but I need one with 0% on balance transfers for at least 6 months.